Terms of Use.

1. Acceptance of Terms

By accessing or using the Crestivian website (the "Site"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Professional Disclaimer (Crucial)

Crestivian provides independent educational information and reviews regarding PEO (Professional Employer Organization) services, including but not limited to BBSI, Insperity, and TriNet.

Crestivian is not a licensed insurance broker or law firm. We do not guarantee the accuracy of pricing data, as PEO rates are subject to individual underwriting and market fluctuations.

3. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Crestivian's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials;
• Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• Attempt to decompile or reverse engineer any software contained on Crestivian's website;
• Remove any copyright or other proprietary notations from the materials; or
• Transfer the materials to another person or "mirror" the materials on any other server.

4. No Affiliation Disclosure

Crestivian is a strictly independent resource. We do not receive referral fees, commissions, or kickbacks from BBSI, ADP, Insperity, or any other provider mentioned on this site. Our reviews are based on independent research and actual user experiences. Any mention of a brand name is for review and educational purposes only and does not imply endorsement by the brand or a partnership with Crestivian.

5. Limitations of Liability

In no event shall Crestivian or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Crestivian's website, even if Crestivian or a Crestivian authorized representative has been notified orally or in writing of the possibility of such damage.

6. Revisions and Errata

The materials appearing on Crestivian's website could include technical, typographical, or photographic errors. Crestivian does not warrant that any of the materials on its website are accurate, complete, or current. Crestivian may make changes to the materials contained on its website at any time without notice.

7. Governing Law

Any claim relating to Crestivian's website shall be governed by the laws of the State of California without regard to its conflict of law provisions.