The Advocates for
Transparent HR.
Crestivian was founded to bridge the information gap between massive PEO corporations and the small business owners who power the American economy.
Why Crestivian Exists
In the PEO (Professional Employer Organization) world, contracts are designed by legal teams to favor the provider. Fee structures are often "bundled," making it nearly impossible for a business owner to know exactly what they are paying for administration versus insurance.
We saw business owners in industries like construction and manufacturing being overcharged by thousands of dollars a year simply because they lacked the data to negotiate.
We decided to change that.
Unbiased Analysis
Every review of BBSI, Insperity, or ADP is based on actual contract audits and real-world user feedback, not marketing brochures.
SMB First
We focus on the specific needs of businesses with 10 to 150 employees—the group most likely to be impacted by PEO fees.
2026 Ready
The PEO landscape changes monthly. Our team continuously updates our pricing benchmarks to reflect current market rates.
How We Review
Contract Audit
We dissect actual PEO agreements to find hidden clauses and termination fees.
Fee Breakdown
We unbundle the pricing to show the real cost of admin versus insurance.
User Feedback
We interview real business owners to learn how support actually works on the ground.
The Verdict
We provide a clear recommendation based on company size and industry risk profile.
Have questions about a PEO quote you received?
Contact our independent experts for a second opinion.
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